Florida Life and Health Insurance License Test 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What must an agent provide to every applicant of Medicare Supplement policies?

A suitability form

An agent must provide a suitability form to every applicant of Medicare Supplement policies because it is required by law. A suitability form is used to assess whether the Medicare Supplement policy is suitable for the individual's needs and financial situation. This form must be completed and signed by both the agent and the applicant.

Option B, a health questionnaire, is only required for certain applicants based on their age or health status. It is not necessary for all applicants.

Option C, a policy loan document, is not required for Medicare Supplement policies. This document is typically used for life insurance policies.

Option D, an interest rate disclosure, is also not required for Medicare Supplement policies. This document is typically used for banking and investment purposes.

Therefore, option A, a suitability form, is the only necessary document that an agent must provide to every applicant of Medicare Supplement policies.

Get further explanation with Examzify DeepDiveBeta

A health questionnaire

A policy loan document

An interest rate disclosure

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